Missouri's #1 Choice
for Workers Compensation

Put our coverage expertise, superior claims management and safety commitment to work protecting your most valuable resources - your employees. Learn more

Find an insurance agent near you
Questions? Call toll free: 1-800-442-0593

Recently Added:

  • Don't Let Workplace Hazards Trip You Up


    Slips, trips and falls are part of everyday life sometimes even seem funny. They are also the No. 1 cause of workplace injuries, with costs averaging $47,696 per lost-time claim. Unfortunately, these injuries often result in pain and suffering for your employees, as well as significant workers compensation costs for your business. This makes slips, trips and falls not so funny, but they are preventable.

    Read more

  • Ergonomically Correct Means Fewer Injuries and Increased Productivity


    Computer monitors that are too close, repetitive motion and muscle fatigue may seem low risk but the injuries that come with them can be permanent and costly. In fact, work related musculoskeletal disorders (MSDs) are the most frequently reported causes of lost or restricted work time (1). Investing a little time and money on ergonomics in your workplace can add value for many years to come.

    Read more

  • Designate a Doctor Now to Take Care of Employees While Managing Costs


    Before you send an injured employee to the emergency room, Missouri Employers Mutual encourages you to consider this: medical costs continue to rise and have become a bigger piece of total work comp costs during the last 10 years. In addition, emergency room (ER) costs have increased significantly over the past three years.  While some work injuries definitely require emergency services, most are better treated by an occupational medical facility or a physician familiar with work related injuries and the work comp system. Designating such a provider before an injury occurs is one way you can control medical costs, key to keeping a lid on your e-mod and premium.

    Read more

  • Use Our Calendar for Safety in 2016


    With the New Year in full swing, temperatures are dangerously cold and bitter. When snow and ice are added to the mix, these conditions can make daily tasks such as traveling to work difficult and add more risk for injuries. We have safety solutions that work now and the rest of year.

    Read more

  • Missouri Vegetable Farm Saves with Simple Actions


    The Missouri Vegetable Farm, comprised of four entities, is the biggest farm of its kind in Missouri. Located in Farmington, MVF picks and ships produce all year. A family owned company, their goal is to provide customers with the finest quality produce possible. MVF realized that they needed to improve their workplace safety to make that happen and they turned it around in just one year.

    Read more

View more insights from the WorkSAFE Center.
  • Risk Management: Keeping Diseases Out of Healthcare Facilities

    Fri, 29 Apr 2016 19:17:00 +0000

    When healthcare facilities' staff and vendor employees are aware of infection problems and take specific steps to prevent them, healthcare-acquired infection rates can decrease by more than 70 percent.

    One in 25 hospital patients contracts a potentially fatal infection during the course of their hospital care. This life-threatening epidemic demonstrates the need for improved infection control in healthcare facilities. According to the American Hospital Association, there are more than 5,700 registered hospitals in the United States, and one-third of those are expected to close by 2020, partly due to a greater transparency of hospital performance.

    read more

  • Treading Gingerly: The Gamification of Safety

    Fri, 29 Apr 2016 18:39:00 +0000

    Sometimes all we need is a passenger in life to remind us to do better, to be safer.

    When I get in my car, I slightly depress the gas pedal, easing out of my parking space as I look both ways and monitor my backup camera.

    I slowly propel the car forward, allowing the hybrid engine to remain in the electric-gas sharing mode. And, as I near a stop sign, I apply slight pressure to the brake, letting the car glide to a gradual stop.

    read more

  • 2016 American Industrial Hygiene Conference and Exposition Overview

    Fri, 29 Apr 2016 18:36:00 +0000

    AIHce 2016 will run May 21-26 in Baltimore, Md.

    The 2016 Industrial Hygiene Conference and Exposition (AIHce) runs May 21-26 in Baltimore, Md.

    Adam Steltzner of NASA’s Mars Science Laboratory Curiosity Rover Project on May 23 will deliver the opening keynote presentation, “The Right Kind of Crazy: A True Story of Teamwork, Leadership and High Stakes Innovation.”

    Steltzner for a decade led the group of engineers who created the Sky Crane landing system used to land the Mars Rover Curiosity on the planet in 2012.

    read more

  • Q&A with AIHA President Daniel H. Anna

    Fri, 29 Apr 2016 15:16:00 +0000

    The future of industrial hygiene will involve an understanding not only of new and old technology, but also of business value.

    As his tenure as president of the American Industrial Hygiene Association comes to an end, Daniel H. Anna, PhD, CIH, CSP, reflects on the past, the present and the future of AIHA. Anna, who is a senior industrial hygienist and assistant group supervisor at the Johns Hopkins University Applied Physics Laboratory in Laurel, Md., has been a member of AIHA since 1991.

    read more

  • Dual Hearing Protection: When 1+1 ≠ 2

    Thu, 28 Apr 2016 18:33:00 +0000

    Dual protection is overused, and in many cases, detrimental in hearing conservation efforts.

    In a recent hearing conservation audit I attended, the safety manager described the plant's policy to ensure adequate protection from hazardous noise by saying, "We want to make sure our workers are protected in noise, so we require dual protection for every worker." While the intent is commendable, the outcome typically falls short of the desired goal of safeguarding the workers' hearing.

    read more

View more news from the WorkSAFE Center.
  • National Safety Council's Defensive Driving

    This seminar is a great way to improve your employees' safe driving knowledge. Course topics include how distractions, anger, fatigue and impairment can affect our ability to  make safe driving decisions. It's a perfect session for anyone that drives on the job. Safety materials will be provided to each participant, including:

    -Fleet safety guidebook;
    -Sample drug-free workplace program;
    -Safety posters and training materials;
    -“Click It” window clings for each vehicle in your fleet; and
    -Course certificates from the National Safety Council.

    Agents will receive four hours of Continuing Education Credits for Missouri, Illinois and Kansas property and casualty licenses.

    All sessions are from 1-5 p.m.

    May 10  Chesterfield

    June 22 Columbia

    Locations are subject to change due to class size. Lunch is not provided.

    Read more


    Register today for the first-annual #SAFECONEXPO safety, health, and environmental conference on May 17–20, 2016, at the beautiful Tan-Tar-A Resort in Osage Beach, Missouri!

    -Learn from the experts
    -Network with fellow safety, human resources, insurance and compliance
    -Visit with fantastic vendors and sponsors
    -Spend time with your peers at the Wednesday afternoon golf outing
    -Participate in evening get-together events

    Take advantage of the Midwest’s best value in safety, health, and environmental education.

    Conference: $295

    Pre-conference sessions: $50-100

    Walk-in registration: $315

    CEUs available

    Read more

View more seminar details from the WorkSAFE Center.